Introducing Android Pay™
What is Android Pay?
Android Pay provides owners of Android® devices the ability to use their Android phone to make in store or in-app payments using an eligible BOM Visa® debit card.
How do I get Android Pay on my Device?
Android Pay may be preloaded on select devices. If your device does not have the app, simply download it from Google Play(Opens Overlay)
Android Pay requires that you sign-into your Google account before you register any credit/debit cards. During setup of Android Pay, you will be prompted to create an Android Pay PIN, pattern, or password. For select devices running Android Marshmallow 6.0 or later, you may use your fingerprint to verify transactions.
How do I add my BOM Visa® debit card to Android Pay?
Choose the Android Pay icon, and log in using your Google account information. If you do not already have a Google account, you can create one. Once logged in you can, touch ADD CARD in the Android Pay app to begin the process of adding your card. Center the card in the on-screen window and Android Pay will read the card number. Or you can enter the card number manually. Verify or enter the additional information such as Cardholder Name, Expiration Date and Security Code (CVV). Read and accept the Terms and Conditions for adding a card to a digital wallet by touching AGREE TO ALL. You may be prompted to select a delivery method for receiving a One Time Passcode, such as SMS or EMAIL or CALL IN. The One Time Passcode will be delivered to the destination selected. Enter the code received and touch SUBMIT. Once complete, your card is ready for use in Android Pay.
How do I pay using Android Pay?
Once your BOM Visa® debit card is registered to Android Pay, you may select Android Pay as your default wallet. Settings vary by device manufacturer and model, so if you need help setting Android Pay as the default option for making mobile payments, please contact your mobile service provider. Once Android Pay is the default wallet, paying is as simple as unlocking your device and holding the device up to the NFC contactless reader at the POS. Ensure that your BOM Visa® debit card is set to the default card.
Android Pay will indicate that you are ready to make a payment.
For NFC Contactless Payments
- Hold the phone above the NFC contactless reader on the payment terminal
- The two devices should be almost touching
The merchant or cashier is asking for the last 4 digits of the card when I make an Android Pay transaction, what do I give them?
In the event you are asked to provide the last 4 digits of the card when you make an Android Pay transaction, you should provide the merchant with the last 4 digits of the device account number or token, as that was the account number used in the purchase. You can locate the last 4 digits of the device account number in the Android Pay app on the Card details associated with the card you are using for your purchase, just tap on the card image to access the number.
Is there a fee associated with using a BOM Visa® debit card with Android Pay?
There is no cost to use Android Pay from BOM; however, an active data plan with a mobile carrier is required. Based on your wireless plan and mobile carrier's offering, additional message and data charges may apply. BOM does not charge any fees to add your BOM Visa® debit card to Android Pay.
Can I use Android Pay outside of the United States?
If your card is authorized for international purchases, and you are visiting a country where Android Pay is available, you can use Android Pay to make purchases at retailers that accept contactless payments. Based on your wireless plan and mobile carrier's offering, additional message data charges may apply. Foreign transaction fees may apply if applicable to your wireless plan and your credit card account.
Can an Android Pay token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc)?
This service is not currently available.
What is Near Field Communication (NFC) Technology?
Near Field Communication (NFC) is a short-range wireless technology that allows two devices to exchange payment information quickly and conveniently at close proximity. Android Pay uses NFC technology to transmit payment information from your phone to the contactless payment terminal.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Android Pay is available for any NFC- and HCE-enabled Android device running KitKat 4.4+.