Looking to grow your savings with a competitive rate? Take advantage of our 11-month CD Special, offering a fantastic 3.794% APY* when you have or open a Premium Checking account with us. Plus, enjoy the added benefit of earning 4.09% APY* interest on the first $15,000 in your Premium Checking, and 0.20% APY* on any balance over $15,000. It’s a great way to maximize your earnings and put your money to work. Secure your future today with our flexible, high-yield savings options!

11-Month CD Special

• $500 minimum deposit to open
• 3.794 % APY*
• Available only to those that have or open a new Premium Checking account.
• Interest must be capitalized or transferred into a Premium Checking account.

*Annual Percentage The minimum to open and obtain APY is $500. Yield rates are fixed, compounded monthly. Withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawal. Upon maturity, CD will renew for a six month term at the rate offered on a six month CD at the time of renewal. Refer to Truth-in Savings disclosure for complete details. Interest rates and APY’s are effective 1/24/25. Available for personal and business accounts.

Premium Checking

• $100 minimum deposit to open
• Premium checking that pays high interest
• 4.09% APY* on balances up to $15,000 if qualifications are met
• .15% APY* on account balances of non-qualified account
• .20% interest paid for qualified account Balances greater than $15,000
• Refunds on ATM fees, nationwide (up to $20 monthly)**
• No minimum balance required
• No monthly service fee
• Free online banking with bill pay
• Free online statement
• Free mobile banking
• Free VISA® debit card
• FDIC insured up to $250,00

To earn your rewards, just do the following transactions and activities in your BOM Premium account during each Monthly Qualification Cycle:

• Have at least 1 automatic payment (ACH) or direct deposit transaction post and settle
• Have at least 20 debit card purchases post and settle
• Be enrolled in and agree to receive online statements
• Be enrolled and access online banking and/or Mobile App

*Annual Percentage Yield. Account transactions and activities may take one or more days to post to the account and all must do so during the Monthly Statement or Qualification Cycle in order to qualify. The following activities do not count toward earning account qualifications: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by BOM as ATM transactions and purchases made with non-BOM Bank issued debit cards. “Monthly Statement or Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When your BOM Premium account qualifications are met during a Monthly Statement or Qualification Cycle, the following qualifications will be distributed to your account(s): BOM Premium Account: (1) Balances up to $15,000 receive APY of 4.09%. ATM Fee Reimbursements**: You will receive reimbursements of up to $20.00 for nationwide ATM fees incurred during the Monthly Statement or Qualification Cycle. When your BOM Premium account qualifications are not met, all balances in the BOM Premium account earn a non-compounding APY of 0.15%. APYs accurate as of 1/24/2025. APY calculations are based on an assumed total account balance of the cap of $15,000. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. Rates may vary by account. $100 minimum deposit is required to open the account. Monthly direct deposit or third-party ACH automated debit, enrollment in online banking, receipt of electronic statements, and 20 debit card transactions posted are conditions of the BOM Premium account. Enrollment in electronic services (e.g. online banking and electronic statements may be required to meet some of the account’s qualifications.) Limit 1 account per social security number. This account is for consumer/household purposes only. There are no recurring monthly service charges or fees to open this account. If the account remains at a zero balance for more than thirty business days, it will automatically close. For additional fees that may affect this account, see the standard fee schedule disclosed separately. Contact a BOM service representative for additional information, details, restrictions, processing limitations and enrollment instructions.

Member FDIC